Credit cards are often considered to be a best friend when cash is tight and needs are high. 

From a financial standpoint, they are excellent to improve your credit score, while also being one of the most convenient methods in which to shop for essentials or to pay for services such as hospital or utility bills.

However, if you do not have the right credit card, you may also find yourself between a rock and a hard place. This is why NDB offers a credit card that not only comes with a bundle of unrivaled benefits, but also provides a solution to apply for a balance transfer, essentially providing a helping hand out of a difficult situation.

NDB’s Balance Transfer option – with a very special rate of 0.55 percent for the month of September - gives customers the opportunity to transfer an existing credit card balance from any other bank to NDB in the most hassle-free and convenient method possible. 

For instance, once converting a minimum amount of Rs. 10,000 to an NDB card, the customer can sit back and enjoy interests as low as 0.65 percent for tenures starting from 12 months all the way to 24 months. 

Further, the first three years of annual fee will be completely waived off for the balance for transfers above Rs. 100,000 with each new card.

With the offers available in the market for the card in addition to benefits such as free overseas travel insurance, no joining fee, free SMS alerts and the host of cash back and bill wipeouts, the NDB credit card is the ideal card for everyone’s wallet.

Prospective cardholders can obtain applications for NDB credit cards as well as further information on NDB credit card offers through the corporate website.