Union Bank’s credit card balance transfer aims to help credit cardholders to ease their credit card debt in a structured manner that is more affordable and convenient. 

The balance transfer programme allows credit cardholders to transfer their other bank card balances to a new credit card issued from Union Bank and continue to repay the outstanding balance at zero percent interest rate, while taking advantage of flexible repayments plans up to 24 months at a nominal fee.  

The balance transfer credit cards are issued with no joining fee to make the switch rather beneficial to the cardholders while the first-year annual fee is also waived to offer them further financial relief. 

The customers that avail of the balance transfer option to become Union Bank credit cardholders will have access to a wide range of additional benefits and payment plans that would further enhance their financial flexibility. 

Union Bank credit cards come with discount schemes from leading merchants in a broad spectrum of lifestyle categories, including supermarkets, dining, retail shopping, electrical and electronic items, furnishings, online purchases, healthcare, travel and much more. Zero percent interest instalment plans up to 60 months are offered on credit cards, enabling cardholders to enrich their lifestyle at ease by repaying high value purchases on flexible payment plans. 

In addition, zero percent interest instalment plans up to 12 months without any handling fees will be available to cardholders exclusively on purchase values that exceed Rs.25,000 in the categories of  health, education, insurance and autocare purposes throughout the year, thus enabling cardholders to fulfil their lifestyle ambitions with ease.