Wealth is important for many things in life. Be it educating your children, maintaining the desired lifestyle for you and your family or ensuring financial security at retirement. Protecting, managing and growing your wealth is key. That is why AIA Insurance introduced AIA Smart Wealth, a savings plan designed exclusively for people who want to grow their wealth and be financially protected through all stages of life.

Designed to suit different kinds of needs, Smart Wealth is a flexible savings plan that AIA manages using professional fund managers who can offer investors a solid, steady return year after year. Unlike traditional life insurance products, which require long-term premium paying commitments, Smart Wealth suits customers who are saving for the long term (up to 20 years) but only want to make payments for 4-6 years.  

In addition to the shorter premium payment term, Smart Wealth has a special loyalty reward up to 370% of annual premium depending on the Policy Term and Premium Paying Term which is paid into the policy on the 15th and 20th years. This bonus enhances your savings and allows you to build a solid investment for your needs. Further, not all of us want our funds as a lumpsum, so Smart Wealth, after maturity, allows you to receive your savings in the form of a growing monthly payment which is ideal for people looking for a retirement solution or to provide a monthly income to a loved one. This monthly income is further increased by AIA’s unique Pension Booster feature which pays 30% more of the annual dividend rate.  

Another key feature that separates AIA Smart Wealth from other savings instruments, such as fixed deposits, is the life insurance that is built into the product. Life is unpredictable and ensuring that you have enough life insurance to leave a legacy or ensure the family can support themselves after you’re gone is smart thinking! Smart wealth comes standard with a significant life insurance cover but allows you to add much more if you would like to make sure the family are well taken care of, just in case.  

Smart Wealth comes packed with other features such as no surrender charges after the 10th year, so you’re able to enjoy a higher level of liquidity and an emergency withdrawal option etc. 

Smart Wealth is brought to you by AIA Sri Lanka, a leader in life insurance, providing health, pensions and savings solutions and part of AIA Group, the world’s largest life insurance company. Call 23102310