Everyone aspires to live a long healthy life and as we go on this journey, we do everything we can to ensure our families are happy. But things don’t always go as planned and unwelcomed things can happen. That is why having a life insurance plan is important, so that even in unfortunate times, your family can remain financially secure. 

As a life insurance provider, AIA understands the importance of keeping your loved ones protected. That is why financial security for the living is vitally important. In AIA’s quest to keep Sri Lankans financially secure, AIA has introduced the AIA Suwa Diriya; a life insurance plan that helps you fight the fear of Critical Illness. 

Critical Illnesses such as, cancer or heart disease, are some of the things we all dread and fear. But the fact is that a Critical Illness can strike anyone, of any age, at any time.  And if it does, it can cause a huge financial strain on you and your family. 

If faced with a Critical Illness, of course you want to be able to ensure you receive the best possible treatment. The best medical opinions, best doctors, best hospitals and best medical procedures will give you or your family the best chance of recovery.  But this comes at a significant cost, and with medical inflation growing every year, the cost of medical treatment can be overwhelming.

It is this fear of financial insecurity that AIA Insurance helps you beat, with its new life insurance solution designed to help you fight Critical Illness. AIA Suwa Diriya is a life insurance plan that also helps you mitigate the financial strain of Critical Illness; giving you strength to not worry about finances but rather focus on things that matter the most, such as your recovery or being there for your loved ones when they need you the most.

AIA’s Suwa Diriya is the first -of- its- kind health and life insurance plan in Sri Lanka that provides coverage for the most common Critical Illnesses; Cancer, Heart Disease, Stroke and Kidney Failure. The cover provides coverage against even early stages of Cancer and for certain minor Heart conditions, which are usually not covered in a traditional insurance plan for Critical Illness. It also offers a host of unique features and benefits to ensure you are financially worry free. For example, the ‘Recovery Benefit’, provides you with a monthly payout and the ‘Premium Waiver Benefit’ allows you to focus on your recovery rather than paying premiums for the plan.  And if you are fortunate enough to not have to make a claim, you’ll have a ‘No Claim Privilege’ which increases your cover limit. Basically, your Critical Illness and Life Benefit limits are increased by 10% per year, for every year that you do not make a claim. Your covers will get increased until you reach 150% of your original cover limit or until you make a claim. And in the unfortunate event you pass away, the Life Cover will go to your loved ones. 

Offering a wide range of covers, AIA Suwa Diriya gives you the flexibility to select a plan that best suits your needs. And don’t forget AIA donates Rs. 100 on behalf of every policy sold this year to the Sri Lanka Cancer Society. Call AIA on 0112 310310 to find out more.