As Amãna Takaful PLC celebrates its 20th year in operations, the Board of Directors have awarded a surplus refund to be distributed amongst their non-claimant policy holders - staying true to the Spirit of Takaful.

As opposed to conventional insurance, the Takaful concept not only benefits claimants but also takes care of non-claimants. Non-claimants receive a proportionate share of the SURPLUS from the risk fund at the end of a defined period. By virtue of being, a Takaful policyholder one becomes a participant of the Risk Pool. The Risk pool meets all claims of the membership among other expenses. In the event of a SURPLUS in the Risk Pool, Non-Claimants among the participants are entitled to a proportionate share of the proceeds.

“Being the only pure and pristine Takaful Operator in the country, we are very focussed in our pursuit to achieve sustainable growth and profits through which we are delighted to share a SURPLUS this year”, commented Fazal Ghaffoor, Chief Executive Officer, Amãna Takaful PLC. “In our commitment to serve all communities, we have currently expanded and hope to further strengthen our extensive branch network, to widen our footprint in all parts of the Island”, he added. “Whilst thanking our customers for subscribing to products and services of Amãna Takaful PLC, we look forward to their valuable patronage in the future. We shall make every endeavour to keep rewards coming your way over the years’, he concluded.

Amana Takaful staff will visit the 8400 recipients throughout the country an deliver the Surplus Refund Cheques.

Over the years, ATL has bagged many accolades due to its consistent performance. Most recently, ATL won the prestigious Gold Award in the ‘Takaful Entity of the Year’ category together with its novel insurance scheme ‘Kiri Govi Sathakara’ (a scheme especially for the dairy farmers ) , which also won Gold in the ‘Product of the Year’ category at the Annual SLIBFI  Awards held recently.

As the pioneer Takaful provider, ATL operates 35 branches reaching out to all segments of society through a multi-ethnic workforce whose service ethos of “Open to All” is complemented by a portfolio of products that are convenient to obtain, affordable and reliable. Of recent, Retail Trade Channels can now transact their Takaful Certificates hassle-free, on-line, in minutes. This state of the art, innovation is an Industry First and can be transacted within their respective business premises. 

General Takaful (insurance) customers of Amãna Takaful PLC may call the hotline 7 501 000 for any clarifications.